AHP MORTGAGE DIRECT CONSUMER PORTAL – TERMS of SERVICE
Prequaliﬁcation is neither pre-approval nor a commitment to lend; borrower must submit additional information for review and approval.
You are invited to apply. Your receipt of this material does not mean you have been prequalified or pre-approved for any product or service we offer. This is not a commitment to lend; you must submit additional information for review and approval.
Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.
When you visit this website or send emails to us, you are communicating with AHP electronically and you consent to receive communications from AHP electronically. We will communicate with you by email or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
AHP’s trademarks and trade dress may only be used with the express written consent of AHP and may not be used in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits AHP. All other trademarks not owned by AHP or its affiliates and subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by AHP or its affiliates and subsidiaries.
License and Site Access
AHP grants you a limited license to access and make personal use of this site and not to download (other than page caching) or to modify any portion of it, except with express written consent of AHP. This license does not include any resale or commercial use of this site or its contents: any collection and use of any product listings, descriptions, or prices: any derivative use of this site or its contents: any downloading or copying of account information for the benefit of another merchant: or any use of data mining, robots or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited or otherwise exploited for any commercial purpose without express written consent of AHP. You may not frame or utilize framing techniques to enclose any trademark, logo or other proprietary information (including images, text, page layout or form) of AHP or our subsidiaries without express written consent. You may not use any meta tags or any other “hidden text” utilizing AHP’s name or trademarks without the express written consent of AHP. Any unauthorized use shall automatically terminate any permission or license granted herein by AHP. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of AHP so long as the link does not portray AHP, its subsidiaries or affiliates or their products or services in a false, misleading, derogatory or otherwise offensive matter. You may not use any AHP logo or other proprietary graphic or trademark as part of the link without express written permission.
YOUR ACCOUNT ACCESS
If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer and you agree to accept responsibility for all activities that occur under your account or password. If you are under 18, you may use our website only with involvement of a parent or guardian. AHP and its subsidiaries and affiliates reserve the right to refuse service, terminate accounts, remove or edit content or cancel orders in their sole discretion. Should you require assistance in logging into the website, or for other technical assistance, please contact the following:
AHP Mortgage Direct
915 W. Imperial Hwy, #230
Brea, CA 92821
AHP Mortgage Direct may deny access to any user for any reason and in AHP Mortgage Direct’s sole discretion.
REVIEWS, COMMENTS, EMAILS AND OTHER CONTENT
Visitors may post reviews, comments and other content, and submit suggestions, ideas, comments, questions or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” You may not use a false email address, impersonate any person or entity or otherwise mislead as to the origin of a post, comment or other content. AHP reserves the right (but not the obligation) to remove or edit such content but does not regularly review posted content. If you do post content or submit material, and unless we indicate otherwise in writing, you grant AHP and its subsidiaries and affiliates a nonexclusive, royalty-free, perpetual, irrevocable and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute and display such content throughout the world in any media. You grant AHP and its subsidiaries and affiliates and sublicenses the right to use the name that you submit in connection with such content if they choose. You represent and warrant that you own or otherwise control all the rights to the content you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify AHP and/or its subsidiaries, affiliates, officers, employees, agents and successors and assigns for any and all claims resulting from content you supply. AHP has the right but not the obligation to monitor and edit or remove any activity or content. AHP takes no responsibility and assumes no liability for any content posted by you or any third party.
PRODUCT AND SERVICE DESCRIPTIONS
AHP and its subsidiaries and affiliates attempt to be as accurate as possible. However, the information contained in this website is for general information purposes only and AHP does not warrant that product/service descriptions or other content of this site is accurate, complete, reliable, current or error-free.
This website is owned and operated by AHP Servicing LLC doing business as AHP Mortgage Direct, which may be contact at 915 W. Imperial Hwy, #230, Brea, CA 92821.
These Terms and Conditions were last updated 4/24/2020. Please check periodically for changes.
We offer no guarantees in terms of processing time for any particular loan, application or other information or service. Though we will make every effort to ensure that information is processed as quickly as possible, in order to ensure that information is processed correctly and in light of the fact that there may be circumstances beyond our control which prevents the timely processing of information, applications, etc., the user agrees to indemnify and hold harmless AHP Mortgage Direct for any delays in processing information submitted and processed through the website, and/or other damages allegedly related to submission of information to and/or through the website.
All information and content available on the Website and its “look and feel”, including but not limited to trademarks, logos, and service marks, text, graphics, logos, button icons, images, audio clips, data compilations and software, and the compilation and organization thereof (collectively, the “Content”) is the property of AHP Mortgage Direct, our affiliates, partners or licensors, and is protected by United States and international laws, including laws governing copyrights and trademarks.
You shall have no right to use the AHP Mortgage Direct technology for any purpose other than accessing the website and using the services offered. Use of the website does not transfer from AHP Mortgage Direct to you any AHP Mortgage Direct technology, and all rights, titles and interests in and to any AHP Mortgage Direct technology and all services shall remain solely with AHP Mortgage Direct. You shall not, directly or indirectly, reverse engineer, decompile, disassemble or otherwise attempt to derive source code or other trade secrets from any of the AHP Mortgage Direct technology if such reverse engineering, decompilation, or disassembly is intended to create, or will be used in, a competitive product.
THIRD PARTY LINKS
Clicking on certain links within this website or certain other websites that are linked to this website may take you to other websites, or may display information on your computer screen from other web sites, which are not maintained by AHP Mortgage Direct. Such web sites may contain terms and conditions, privacy provisions, confidentiality provisions, or other provisions that differ from the terms and conditions applicable to this web site. Links to other Internet services and web sites are provided solely for the convenience of users. A link to any service or web site is not an endorsement of any kind of the service or web site, its content, or its sponsoring organization.
AHP MORTGAGE DIRECT AND ITS CORPORATE PARENTS, AFFILIATES, AND SUBSIDIARIES ASSUME NO RESPONSIBILITY OR LIABILITY WHATSOEVER FOR THE CONTENT, ACCURACY, RELIABILITY OR OPINIONS EXPRESSED IN A WEB SITE, TO WHICH THIS SITE IS LINKED AND SUCH LINKED SITES ARE NOT MONITORED, INVESTIGATED, OR CHECKED FOR ACCURACY OR COMPLETENESS BY AHP MORTGAGE DIRECT. IT IS THE SOLE RESPONSIBILITY OF THE USER TO EVALUATE THE ACCURACY, RELIABILITY, TIMELINESS AND COMPLETENESS OF ANY INFORMATION AVAILABLE ON ANY LINKED SITE. ALL INFORMATION, PRODUCTS, SERVICES AND CONTENT OBTAINED FROM A LINKED SITE ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY, OR ACCURACY.
INDEMNIFICATION; LIMITATION OF LIABILITY
In no event will AHP Mortgage Direct be liable for any direct, indirect, incidental, special, punitive or consequential losses, damages or expenses of any kind whether the claimed damages or losses are based in tort, contract or any other theory of law, arising in any way or in connection with this website or use thereof, including, but not limited to failure of performance, omission, error, defect, interruption, failure to process, delay, computer virus, system failure, even if AHP Mortgage Direct is made aware of the alleged damages or losses including all third party claims. You agree to indemnify and hold harmless AHP Mortgage Direct for any and all damages and losses as described above relating to your use of the website.
Any controversy or claim arising out of or relating to your use of the website, and/or any alleged damages or losses thereof, shall be settled by arbitration administered by the American Arbitration Association (“AAA”) and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.
Any dispute between the parties must be submitted to binding arbitration administered by the AAA to take place in Chicago, Illinois, before one arbitrator in accordance with the AAA Rules. In the event you institute such arbitration, then, without limiting the applicability of the AAA rules, the arbitrator will be obligated to award the prevailing party of any such proceedings all reasonable costs, attorneys’ fees and other expenses incurred by such prevailing party in the arbitration proceedings. Any award entered by the arbitrator may be enforced in any court of competent jurisdiction. All arbitrations will take place in Chicago, Illinois. You hereby waive any right to consolidate, join or combine any arbitration brought with any other matter pending in court or other arbitration proceeding.
You agree that any effort to resolve any dispute will be conducted on an individual basis, and that you waive any right to have any dispute heard in a class action or any other proceeding in which any party seeks to or does act in a representative capacity.
This Agreement constitutes the entire agreement between you and AHP Mortgage Direct governing your use of the website and supersedes any prior and contemporaneous agreements between you and AHP Mortgage Direct with respect to the subject matter above.
If you have been referred from another website (including but not limited to any social media site), the information contained in the referring website is for general information purposes only. The information contained there has not been reviewed or approved by AHP Mortgage Direct and is provided solely and exclusive by the site’s author. AHP Mortgage Direct makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. Through the referring website you may be able to link to other websites which are not under the control of AHP Mortgage Direct. AHP Mortgage Direct has no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
You acknowledge and agree that AHP Mortgage Direct is not, and shall not be, responsible for the results of any defects that may exist in this website or its operation. As to the operation of this website, AHP Mortgage Direct expressly disclaims all warranties of any kind, whether express or implied, including, not limited to the implied warrant of merchantability and fitness for a particular purpose.