Terms of Service

AHP MORTGAGE DIRECT CONSUMER PORTAL – TERMS of SERVICE

Prequalification is neither pre-approval nor a commitment to lend; borrower must submit additional information for review and approval.

You are invited to apply. Your receipt of this material does not mean you have been prequalified or pre-approved for any product or service we offer. This is not a commitment to lend; you must submit additional information for review and approval.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Terms of Use

AHP Mortgage Direct (“AHP”) provides the use of this website subject to the following terms and conditions, known as “Terms of Use.” Clicking onto webpages beyond the site’s homepage indicates your acceptance and agreement of these Terms of Use. Please read them carefully.

Privacy

Please review our Privacy Policy, which also governs your use/visit to this website.

Electronic Communications

When you visit this website or send emails to us, you are communicating with AHP electronically and you consent to receive communications from AHP electronically. We will communicate with you by email or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Trademarks

AHP’s trademarks and trade dress may only be used with the express written consent of AHP and may not be used in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits AHP. All other trademarks not owned by AHP or its affiliates and subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by AHP or its affiliates and subsidiaries.

License and Site Access

AHP grants you a limited license to access and make personal use of this site and not to download (other than page caching) or to modify any portion of it, except with express written consent of AHP. This license does not include any resale or commercial use of this site or its contents: any collection and use of any product listings, descriptions, or prices: any derivative use of this site or its contents: any downloading or copying of account information for the benefit of another merchant: or any use of data mining, robots or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited or otherwise exploited for any commercial purpose without express written consent of AHP. You may not frame or utilize framing techniques to enclose any trademark, logo or other proprietary information (including images, text, page layout or form) of AHP or our subsidiaries without express written consent. You may not use any meta tags or any other “hidden text” utilizing AHP’s name or trademarks without the express written consent of AHP. Any unauthorized use shall automatically terminate any permission or license granted herein by AHP. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of AHP so long as the link does not portray AHP, its subsidiaries or affiliates or their products or services in a false, misleading, derogatory or otherwise offensive matter. You may not use any AHP logo or other proprietary graphic or trademark as part of the link without express written permission.

YOUR ACCOUNT ACCESS

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer and you agree to accept responsibility for all activities that occur under your account or password. If you are under 18, you may use our website only with involvement of a parent or guardian. AHP and its subsidiaries and affiliates reserve the right to refuse service, terminate accounts, remove or edit content or cancel orders in their sole discretion. Should you require assistance in logging into the website, or for other technical assistance, please contact the following:

AHP Mortgage Direct

915 W. Imperial Hwy, #230
Brea, CA  92821

1-800-611-1153

AHP Mortgage Direct may deny access to any user for any reason and in AHP Mortgage Direct’s sole discretion.

REVIEWS, COMMENTS, EMAILS AND OTHER CONTENT

Visitors may post reviews, comments and other content, and submit suggestions, ideas, comments, questions or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” You may not use a false email address, impersonate any person or entity or otherwise mislead as to the origin of a post, comment or other content. AHP reserves the right (but not the obligation) to remove or edit such content but does not regularly review posted content. If you do post content or submit material, and unless we indicate otherwise in writing, you grant AHP and its subsidiaries and affiliates a nonexclusive, royalty-free, perpetual, irrevocable and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute and display such content throughout the world in any media. You grant AHP and its subsidiaries and affiliates and sublicenses the right to use the name that you submit in connection with such content if they choose. You represent and warrant that you own or otherwise control all the rights to the content you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify AHP and/or its subsidiaries, affiliates, officers, employees, agents and successors and assigns for any and all claims resulting from content you supply. AHP has the right but not the obligation to monitor and edit or remove any activity or content. AHP takes no responsibility and assumes no liability for any content posted by you or any third party.

PRODUCT AND SERVICE DESCRIPTIONS

AHP and its subsidiaries and affiliates attempt to be as accurate as possible. However, the information contained in this website is for general information purposes only and AHP does not warrant that product/service descriptions or other content of this site is accurate, complete, reliable, current or error-free.

WEBSITE OWNERSHIP

This website is owned and operated by AHP Servicing LLC doing business as AHP Mortgage Direct, which may be contact at 915 W. Imperial Hwy, #230, Brea, CA 92821.

UPDATES

These Terms and Conditions were last updated 4/24/2020. Please check periodically for changes.

PROCESSING

We offer no guarantees in terms of processing time for any particular loan, application or other information or service. Though we will make every effort to ensure that information is processed as quickly as possible, in order to ensure that information is processed correctly and in light of the fact that there may be circumstances beyond our control which prevents the timely processing of information, applications, etc., the user agrees to indemnify and hold harmless AHP Mortgage Direct for any delays in processing information submitted and processed through the website, and/or other damages allegedly related to submission of information to and/or through the website.

INTELLECTUAL PROPERTY

All information and content available on the Website and its “look and feel”, including but not limited to trademarks, logos, and service marks, text, graphics, logos, button icons, images, audio clips, data compilations and software, and the compilation and organization thereof (collectively, the “Content”) is the property of AHP Mortgage Direct, our affiliates, partners or licensors, and is protected by United States and international laws, including laws governing copyrights and trademarks.

Except as set forth in the limited licenses in these Terms of Use, or as required under applicable law, neither the content nor any portion of the website may be used, reproduced, duplicated, copied, sold, resold, accessed, modified, or otherwise exploited, in whole or in part, for any purpose without our express, prior written consent.

You shall have no right to use the AHP Mortgage Direct technology for any purpose other than accessing the website and using the services offered. Use of the website does not transfer from AHP Mortgage Direct to you any AHP Mortgage Direct technology, and all rights, titles and interests in and to any AHP Mortgage Direct technology and all services shall remain solely with AHP Mortgage Direct. You shall not, directly or indirectly, reverse engineer, decompile, disassemble or otherwise attempt to derive source code or other trade secrets from any of the AHP Mortgage Direct technology if such reverse engineering, decompilation, or disassembly is intended to create, or will be used in, a competitive product.

THIRD PARTY LINKS

Clicking on certain links within this website or certain other websites that are linked to this website may take you to other websites, or may display information on your computer screen from other web sites, which are not maintained by AHP Mortgage Direct. Such web sites may contain terms and conditions, privacy provisions, confidentiality provisions, or other provisions that differ from the terms and conditions applicable to this web site. Links to other Internet services and web sites are provided solely for the convenience of users. A link to any service or web site is not an endorsement of any kind of the service or web site, its content, or its sponsoring organization.

AHP MORTGAGE DIRECT AND ITS CORPORATE PARENTS, AFFILIATES, AND SUBSIDIARIES ASSUME NO RESPONSIBILITY OR LIABILITY WHATSOEVER FOR THE CONTENT, ACCURACY, RELIABILITY OR OPINIONS EXPRESSED IN A WEB SITE, TO WHICH THIS SITE IS LINKED AND SUCH LINKED SITES ARE NOT MONITORED, INVESTIGATED, OR CHECKED FOR ACCURACY OR COMPLETENESS BY AHP MORTGAGE DIRECT. IT IS THE SOLE RESPONSIBILITY OF THE USER TO EVALUATE THE ACCURACY, RELIABILITY, TIMELINESS AND COMPLETENESS OF ANY INFORMATION AVAILABLE ON ANY LINKED SITE. ALL INFORMATION, PRODUCTS, SERVICES AND CONTENT OBTAINED FROM A LINKED SITE ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY, OR ACCURACY.

INDEMNIFICATION; LIMITATION OF LIABILITY

In no event will AHP Mortgage Direct be liable for any direct, indirect, incidental, special, punitive or consequential losses, damages or expenses of any kind whether the claimed damages or losses are based in tort, contract or any other theory of law, arising in any way or in connection with this website or use thereof, including, but not limited to failure of performance, omission, error, defect, interruption, failure to process, delay, computer virus, system failure, even if AHP Mortgage Direct is made aware of the alleged damages or losses including all third party claims. You agree to indemnify and hold harmless AHP Mortgage Direct for any and all damages and losses as described above relating to your use of the website.

APPLICABLE LAW

By visiting ahpmortgagedirect.com, you agree that the laws of the State of Illinois, without regard to principles of conflict of laws, will govern these Terms of Use and any dispute of any sort that might arise between you and AHP and/or its subsidiaries and affiliates. You further agree that, notwithstanding any mandatory arbitration of claims under these Terms and Conditions, any action at law or in equity arising out of or relating to these Terms and Conditions or this website shall be filed only in the state or federal courts located in Cook County, Illinois, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

DISPUTES

Any controversy or claim arising out of or relating to your use of the website, and/or any alleged damages or losses thereof, shall be settled by arbitration administered by the American Arbitration Association (“AAA”) and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

Any dispute between the parties must be submitted to binding arbitration administered by the AAA to take place in Chicago, Illinois, before one arbitrator in accordance with the AAA Rules. In the event you institute such arbitration, then, without limiting the applicability of the AAA rules, the arbitrator will be obligated to award the prevailing party of any such proceedings all reasonable costs, attorneys’ fees and other expenses incurred by such prevailing party in the arbitration proceedings. Any award entered by the arbitrator may be enforced in any court of competent jurisdiction. All arbitrations will take place in Chicago, Illinois. You hereby waive any right to consolidate, join or combine any arbitration brought with any other matter pending in court or other arbitration proceeding.

You agree that any effort to resolve any dispute will be conducted on an individual basis, and that you waive any right to have any dispute heard in a class action or any other proceeding in which any party seeks to or does act in a representative capacity.

Regardless of any statute or law to the contrary, any claim or cause of action against AHP Mortgage Direct arising out of or related to use of your use of the website or under these Terms of Use must be filed within one (1) year after such claim or cause of action arose or will be barred.

ENTIRE AGREEMENT

This Agreement constitutes the entire agreement between you and AHP Mortgage Direct governing your use of the website and supersedes any prior and contemporaneous agreements between you and AHP Mortgage Direct with respect to the subject matter above.

GENERAL

You acknowledge and agree that these Terms of Use constitute the complete and exclusive agreement between us concerning your use of the website, and supersede and govern all prior proposals, agreements, or other communications with respect to the subject matter above.

Nothing contained in these Terms of Use shall be construed as creating any agency, partnership, or other form of joint enterprise between a user and AHP Mortgage Direct. Our failure to require your performance of any provision hereof shall not affect our full right to require such performance at any time thereafter, nor shall our waiver of a breach of any provision hereof be taken or held to be a waiver of the provision itself. In the event that any provision of these Terms of Use shall be unenforceable or invalid under any applicable law or be so held by any applicable arbitral award or court decision, such unenforceability or invalidity shall not render these Terms of Use unenforceable or invalid as a whole but these Terms of Use shall be modified, to the extent possible, by the adjudicating entity to most fully reflect the original intent of the parties as reflected in the original provision and with the remaining terms remaining enforceable and binding upon all users.

DISCLAIMER

The information contained in this website is for general information purposes only. It is believed to be reliable, but AHP Mortgage Direct does not warrant its completeness, timeliness or accuracy. To the fullest extent permissible under applicable law, AHP Mortgage Direct disclaims all warranties, express or implied, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website – and the Terms of Use for access to and use of such information and materials – are subject to change without notice. Products and services described, as well as, associated fees, charges and interest rates may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will AHP Mortgage Direct be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

If you have been referred from another website (including but not limited to any social media site), the information contained in the referring website is for general information purposes only. The information contained there has not been reviewed or approved by AHP Mortgage Direct and is provided solely and exclusive by the site’s author. AHP Mortgage Direct makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. Through the referring website you may be able to link to other websites which are not under the control of AHP Mortgage Direct.  AHP Mortgage Direct has no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

You acknowledge and agree that AHP Mortgage Direct is not, and shall not be, responsible for the results of any defects that may exist in this website or its operation. As to the operation of this website, AHP Mortgage Direct expressly disclaims all warranties of any kind, whether express or implied, including, not limited to the implied warrant of merchantability and fitness for a particular purpose.

Questions

Questions regarding our Terms of Use, Privacy Policy or other policy related material can be directed to our support staff by emailing us at siteinfo@ahpmortgagedirect.com